Pengaruh Risiko Likuiditas dan Suku Bunga Bank Indonesia terhadap Profitabilitas Perbankan

Tiara Tiara

Abstract


Liquidity risk is one of main focus faced by banking because it relates to the banking performance. The purposes of this study are to examine the effect of liquidity risk and BI rate to the banking profitability listed in Indonesia Stock Exchange year 2010-2014. Sample was chosen by using purposive sampling method. Liquidity risks were proxied by deposit, cash, liquidity gap, and NPL. Banking profitability was proxied by income before tax. All variables except BI rate expressed in natural logarithm. This research is quantitative research. The analysis used was simple regression analysis. This research result indicates that deposit and cash give positive effect significantly to the banking profitability, liquidity gap and NPL give negative effect significantly to the banking profitability, and BI rate do not give effect significanlyt to the banking profitability.

 


Keywords


Liquidity Risk, BI Rate, Banking Profitability

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References


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